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Funding

Get the working capital you need to grow your business!

Since 2005, Sterling Funding has provided merchants across the country with a fast, easy and flexible source of working capital. The concept is unique and is based upon an asset most traditional funding sources don’t even consider – average monthly Visa and MasterCard sales.

This is how it works – a portion of future credit card sales are purchased by Sterling Funding and working capital is provided to the merchant for equipment, renovations, inventory, special buying opportunities, and even emergency preparedness. Then repayment is a percentage of daily sales that adjusts to card volume. The entire process is simple – there are no application fees; and quick – merchants are typically approved in 48 hours and funding is received in seven days or faster. Businesses can receive up to $100,000 even if they have been turned down by a bank or other traditional lending source.

Sterling Funding offers another innovative business program – the Cash Advance Protection Program. With this protection program merchants can pre-qualify for funding in the event of a business emergency or other unplanned business related need. This program is available to merchants who process transactions through Sterling Funding’s sister company Sterling Payment Technologies.

The Cash Advance Protection Program can provide a merchant with $5,000 to $100,000 and pre-qualifying for funding can take just 48 hours or less.

Hundreds of small merchants across the country can thank Sterling for the very survival of their business. Many have used the funding provided by Sterling to pay unexpected bills or taxes, increase needed inventory, purchase advertising or hire new employees. Sterling Funding provided many businesses affected by hurricanes with quick funds to make critical repairs or replace inventory that helped keep their doors open.

One business owner has this to say about his experience with Sterling Funding. “Sterling Funding treats me like a human being, not a number. I can’t say enough about how they’ve helped me and I would recommend the company without reservation to any small business owner.”

If you're interested in more details, click here or contact us for all the information to get the funding you need!

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Registered Sales Agent for Sterling Payment Technologies – Member Banks: ChasePaymentech Solutions, LLC & Merrick Bank

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