Information contained in the following links is Copyright © 2004-2007. Privacy Rights Clearinghouse / UCAN

FACTA, The Fair and Accurate Credit Transactions Act:
Consumers Win Some, Lose Some

1.	Introduction
2.	Help for Identity Theft Victims
	A. Free Credit Reports
	B. Fraud Alerts and Active Duty Alerts
	C. Truncation: Credit Cards, Debit Cards, Social Security Numbers
	D. Information Available to Victims
	E. Collection Agencies
	F. Red Flags
	G. Disposal of Consumer Reports
3.	Notice of Consumer Rights
4.	Credit Scores
5.	Disputing Inaccurate Information
6.	Negative Information in a Consumer Report
7.	Medical Information and Consumer Reports
8.	Nationwide Specialty Consumer Reporting Agencies
9.	Workplace Investigations
10.	Information Sharing Among Affiliates – Opt-Out for Marketing
11.	Risk-Based Pricing
12.	FACTA Studies
13.	References